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The World's 
Stablecoin Payments Network

Stablecoins and tokenized deposits are the foundation of a new, global financial network. 1Money is building the vertically integrated operating system to move this programmable money.

Backed By World-class Investors

1Money has raised over $20 million in capital from some of the world’s most prominent investors, including:

hack-vckrakenkucoinbitgocoinflipethereal-venturesvarivanagrambankless-venturesgenventureslvnaborderlesspharsalusprotagonistgymihexakarmanred-ventures
hack-vckrakenkucoinbitgocoinflipethereal-venturesvarivanagrambankless-venturesgenventureslvnaborderlesspharsalusprotagonistgymihexakarmanred-ventures
1Money Network

Unique 1Money Network Features

  • First Purpose-Built Network for Stablecoin Payments

    All other Layer 1 and Layer 2 blockchain protocols try to be the “jack of all trades” but end up being the master of none. The 1Money Network focuses exclusively on doing one thing well – delivering a superior payments experience for stablecoin users.

  • Fastest Transaction Speed and Confirmation Time

    Confirm your stablecoin transactions instantly. Say goodbye to anxiously waiting for your transactions to be confirmed – send and receive stablecoins within seconds, not minutes or hours. Transactions are processed immediately with equal priority, meaning there is no transaction reordering and no one can “skip the line” ahead of you by paying higher fees.

  • Native Multicurrency
    Support

    Designed to natively support multiple stablecoin tokens across a variety of different fiat currencies. We envision a global network powered by stablecoins representing all major currencies.

  • Seamless Interoperability

    Designed to be interoperable with your favorite blockchains and your favorite wallets. Native bridging will be available for supported stablecoins so users can seamlessly move stablecoins between the 1Money Network and other popular chains like Ethereum and Solana.  The 1Money Network will also integrate smoothly with popular self-managed cryptocurrency wallets like MetaMask and Phantom.

  • Cheapest,
    Fixed Pricing

    Lowest transaction fees in the industry, with plans to offer FREE, “gasless” transactions through ecosystem partners. Additionally, there is no need to try to time your transactions to avoid expensive blockchain “surge pricing”, since 1Money Network fees will always be clear, consistent, and fixed (never variable).

  • Network Fees Paid
    in Stablecoins

    No need to hold separate tokens or speculative assets to use the 1Money Network as transaction fees are paid in the stablecoin you are using. For example, if sending a USD stablecoin, then transaction fees are paid in that USD stablecoin; if sending a Mexican Peso stablecoin, fees are paid in that MXN stablecoin.

  • Web3 Technology for Everyone

    The 1Money Network seeks to bridge the gap between current Web3 use and mainstream adoption by making stablecoin payments accessible and user-friendly for everyone. With a simplified Web3 user experience – no confusing fees, no "tokenomics," no complex governance layers, no staking, no slashing, no proof-of-work – stablecoin payments are streamlined for everyday use cases.

Security & Compliance

Advanced Security & Compliance

Most Secure

The 1Money Network’s decentralized and Deterministic Byzantine Fault Tolerant (DBFT) design protects user’s stablecoin funds and transactions from hacks, exploits, double-spending, and network vulnerabilities better than Probabilistic BFT blockchains (e.g. Bitcoin) and traditional payment networks.

Most Compliant

Native, built-in compliance features automate sanctions blocking controls and set a new standard for network integrity and compliant practices. Additionally, while the 1Money Network itself is open and permissionless, the 1Money Network’s permissioned validators are required to meet comprehensive vetting processes, including global Anti-Money Laundering (AML) standards, such as Know Your Customer (KYC) onboarding and ongoing monitoring. These practices ensure only trusted entities can serve as validators, providing a safer and more secure foundation for global stablecoin payments.

What’s unique about the 1Money Network

1Money Network’s Unique Design Creates Superior Performance, Capacity, and Scalability

No Waiting for a “Block”

When sending stablecoins on other networks like Ethereum, your transaction enters a queue with countless others. Validators then select transactions for the next block, often prioritizing users who pay higher fees. Only when your transaction is selected, included in a block, and permanently added to the blockchain history is it considered complete. With the 1Money Network there are no blocks, so user transactions are processed immediately with no waiting or delay.

No Smart Contract Exploits or
Vulnerabilities

As many have unfortunately experienced, smart contracts, while innovative, can pose significant risks because even minor flaws in their code can lead to critical security vulnerabilities, enabling attackers to exploit systems, potentially steal funds, or disrupt operations.  Unlike other protocols, the 1Money Network does not support smart contracts, ensuring a safer environment for the user’s money.

No Network Congestion

Because the 1Money Network does not require significant computational power to process smart contracts, it is not susceptible to congestion that plagues many other networks. This means that users will never experience delays in their transactions nor will they experience steep increases in their transaction fee due to “surge pricing”.

Unparalleled Performance

The 1Money Network leverages its patent-pending Byzantine Consistent Broadcast (BCB) protocol to achieve transaction speeds unmatched by any blockchain or payment network. Transactions are confirmed in less than 1 second, ensuring users experience instant payment finality. Whether you’re sending $1 or $1 million, every transaction is processed with the same speed and priority—no delays, no congestion, and no tipping to jump the line.

Unlimited Transaction Capacity

1Money Network’s architecture supports over 250,000 transactions per second (TPS) today and can easily grow to handle virtually unlimited demand. By decoupling transaction processing from other network features (like governance or advanced checkpointing), we ensure continuous processing stability without compromising network performance.

Near-Infinite Scalability

1Money Network’s patent-pending protocol is a highly parallelizable system that allows for transaction processing capacity to increase linearly through node-level horizontal sharding, demonstrating the ability to grow to meet the transaction needs for billions of global users.

Frequently Asked Questions

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