I. Introduction

The 1Money Network ("we," "us," "our") utilizes cookies and similar tracking technologies on our website and applicable web-based Services at www.1moneynetwork.com (“Website”). We do this to ensure we (i) can analyze and improve our Services and interactions with users of the Services and visitors to our Website, and (ii) provide you with a great user experience. This Cookie Policy explains how and why we use these technologies, and how you can manage your preferences related to the same.  By using our Services, including visiting our Website, you consent to the use of cookies as outlined in this Cookie Policy.

In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information. In such cases, the 1Money Network Privacy Policy  will apply in addition to this Cookie Policy. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to them in the Privacy Policy.

II. What are Cookies?

Cookies are small text files that are placed on your device when you visit our Website or use our Services. These cookies allow us to recognize your device and store certain information about your preferences or past actions.

Cookies set by us are called "first-party cookies." Cookies set by parties other than the Website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the Website (e.g., advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the Website in question and also when it visits certain other websites.

We also use similar tracking technologies such as web beacons, pixels, software development kits ("SDKs"), APIs, tags local storage, and other tools to collect and store information about your use of our services. Without using these technologies, we would not be able to provide you with our Services, or with personalized features of our Services.  

III. Why Do We Use Cookies?

We use first- and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our online properties. Third parties serve cookies through our Website for advertising, analytics, and other purposes. This is described in more detail below.

IV. Types of Cookies We Use

We use the following types of cookies:

  1. Strictly Necessary Cookies: These cookies are essential for the operation of our Website. Without them, we may not be able to provide certain Services.
  2. Performance Cookies: These cookies collect information about how visitors use our Website, such as which pages are visited most often. This data helps us improve our Website’s functionality and the user experience.
  3. Functional Cookies: These cookies remember your choices and preferences (e.g., language settings or region) to provide a more personalized experience.
  4. Security Cookies: Security cookies are used to protect your data and help prevent fraudulent activity or malicious attacks on our Website.
  5. Analytics and Tracking Cookies: We use these cookies to track usage metrics and analyze user behavior on our Website. This data helps us better understand our audience and optimize our Services.
  6. Third-Party Cookies: Some third-party services we use (e.g., payment processors, analytics tools) may also place cookies on your device. We do not control these cookies, and they are subject to the third-party provider’s cookie policy.

The aforementioned cookies may be either “session” cookies or “persistent” cookies. A session cookie generally refers to a cookie that (i) is stored on your device for only the length of time of your browsing or activity session and (ii) are not accessible after you are inactive for a period of time or they are deleted from your device. A persistent cookie generally refers to a cookie that is stored on your device and not deleted; this type of cookie helps us remember you to provide a better user experience each time you use our Website and web-based Services. We also may use a “web beacon” which is an object embedded in an email or on a webpage.

V. How We Use Cookies

By enabling your respective devices to allow cookies and similar technologies, and by visiting our Website, downloading and/or using our app (as may available from time to time in our sole discretion), you are expressly consenting to our use of cookies.  You are always free to disable cookies through the browser setting on your respective device(s); as described below, doing so may disrupt or prevent you from accessing our Website, applicable app features, and/or the Services.

We use cookies to:

VI. How Can I Control Cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the “ Cookie Consent Manager[b] .” The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services. The Cookie Consent Manager can be found in the notification banner and on our Website. If you choose to reject cookies, you may still use our Website though your access to some functionality and areas of our Website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies.

VII. Managing Cookie Preferences on My Browser

As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser's help menu for more information. The following is information about how to manage cookies on the most popular browsers:

In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit:

Please note that if you disable cookies, certain features of our Website may not function properly or allow you access certain or all of our Services. If you do not consent to our use of cookies or similar tracking technologies, your only recourse is to stop visiting our Website and/or stop using the Services.

VIII. What About Other Tracking Technologies, Like Web Beacons?

Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called "tracking pixels" or "clear gifs"). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Website or opened an email including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of email marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.

IX. Flash cookies or Local Shared Objects

Websites may, as applicable, also use so-called "Flash Cookies" (also known as Local Shared Objects or "LSOs") to, among other things, collect and store information about your use of our Services, fraud prevention, and for other Website operations.

If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to "information" on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).

Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.

X. Targeted Advertising

Third parties may serve cookies on your computer or mobile device to serve advertising through our Website. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. They can accomplish this by using cookies or web beacons to collect information about your visits to this Website and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.

XI. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology or legal obligations. Any changes will be posted on this page, and we will notify you if there are significant changes.